Loan Products

Conventional

HomeReady® First

We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience.

620+

FICO

620+ FICO and must be LPA Accept and meet Home Possible guidelines

Up to 97% LTV

LTV%

Minimum LTV 95%, maximum 97% w/ 3% down payment assistance up to $15,000

03

Follows Home Possible®

Qualifying income limited to 80% or less of Area Median Income (AMI)

Other Key Features

3% down payment assistance up to $15,000
Repayable second lien
Eligible on primary purchases only