Loan Products

VA

VA Purchase Loans

A VA loan isn’t just a benefit — it’s a strategic advantage. At Lending Heights Mortgage, we offer an entire suite of VA programs designed to meet the unique needs of those who have served in the Armed Forces. Whether it’s 100% financing, refinancing, or flexible ARM options, our VA loan lineup delivers the competitive edge and simplicity your military clients deserve.

None

FICO

620+ FICO and must be LPA Accept and meet Home Possible guidelines

100%

LTV%

Minimum LTV 95%, maximum 97% w/ 3% down payment assistance up to $15,000

03 Follows Home Possible®

Qualifying income limited to 80% or less of Area Median Income (AMI)

Other Key Features

3% down payment assistance up to $15,000
Repayable second lien
Eligible on primary purchases only